Special Loan Rates for Healthcare Businesses

Healthcare professionals looking at patient chart

Ready to accelerate your healthcare business growth?

Now through May 29, 2026, qualifying healthcare businesses have access to special promotional rates on select lending products.

Promotional Rates Effective May 4 to May 29, 2026

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Now you can apply for a business loan 24/7 in minutes.
This limited-time offer expires May 29, 2026.

HEALTHCARE
TERM LOAN

FIXED RATE

5.75%*

Terms up to 60 months for loans over $100,000

HEALTHCARE
COMMERCIAL MORTGAGE

INTRODUCTORY RATE

5.75%*

Fixed for the first 5 years

Rate will then reset
every 5 years
at the then 5-year

NY FHLB Rate + 2.75%*

Loan term up to 20 years and $1MM

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Loan Terms/Details

Rates shown are as of 05/04/26 and are subject to change.

Offer subject to credit approval. The promotional rates shown are not applicable for government-guaranteed products or refinancing of existing accounts, including lines of credit, term loans, and commercial real estate mortgages with NBT Bank. Other rates and terms are available. Additional terms and conditions may apply.

These rates are eligible for business lending customers with $1 million or less in NBT business loan commitments, including this loan offering.

*Rates shown reflect a discount of 0.25% for automatic payment from an NBT Bank Account and would increase if this condition is not met.

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